Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically. Travelling interstate, overseas or to another city for personal or business reasons involves planning, expense and unfortunately, some risk too. These risks could include the financial losses you experience due to travel changes, cancellation or interruption, medical expenses, baggage damage or theft, and more.

A travel insurance can provide you with cover you may need for financial losses caused by a wide range of events that can affect your trip, whether they occur before, during or even after your trip. Travel insurance should be a priority in all travel arrangements, whether you travel regularly, occasionally.

While travelling abroad the travel insurance is as important as your passport, regardless of your destination. You should always remember to purchase a travel insurance policy as soon as you finalise your trip. Travel insurance can be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame.

We should be very careful about the coverage of the policy taking into account personal requirements., and what exclusions, exceptions and limits apply, besides other issues.